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By Bobbye Joe McMillan

Bobbye Joe McMillan is the driving force behind Cornerstone Property Management, bringing over 30 years of expertise in real estate to help clients achieve their property goals.

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AI is changing our day-to-day lives…even the way landlords screen tenants. But should you trust AI to pick tenants for you? Before AI entered the game, tenant screening used to rely on credit checks, reference calls, and gut instinct. But in 2025, that has changed. AI is now reviewing applications, and some property managers are trusting it to make the final call. But, is that a smart move?

AI screening tools promise faster results, fewer errors, and less bias. On paper, it sounds like a win. But when the algorithm gets it wrong, you’re still the one dealing with the vacancy, the complaint, or worse, the legal issue. If you’re using AI or thinking about it, here’s what you need to know before handing over your leasing process.

Why AI makes screening faster. Traditional screening takes time. You’re chasing paperwork, calling employers, and verifying rental history. AI platforms automate all of that. Tools like RentPrep AI, SmartMove+, and Buildium’s integrations analyze income patterns, eviction records, employment history, and even how an applicant completes the digital form. You get a detailed risk profile in minutes, not days. That speed helps you make decisions faster, especially when you manage multiple properties or high turnover. Best of all, you don’t have to trade accuracy for speed.

“AI helps you move quicker, but it’s human judgment that fills the unit.”

Where AI protects you. Manual screening often creates inconsistencies. One applicant gets a deeper look, another doesn’t, opening the door to Fair Housing violations. AI tools help by applying the same logic to every application. That consistency protects you and supports legal compliance. But be careful; some platforms won’t explain why they flagged someone. That lack of transparency can backfire if a decision is challenged. Use tools that document their decisions and align with Fair Housing and FCRA rules.

When AI gets it wrong. AI can’t understand context. A good applicant might have a gap in income or be new to the area with no rental history, but still be a great long-term tenant. AI might miss that. You won’t. The best property managers use AI to filter, then apply judgment before making a final call. That’s how you avoid missing out on great renters.

Should you use AI to screen tenants? Yes, but stay in control. Use AI to save time and flag risks, but never remove your professional judgment from the process. Make sure every decision is fair, transparent, and defensible.

In the end, nothing beats human judgment, even if AI can be a great helper in the right hands. The difference is, I bring experience, context, and accountability that no algorithm can match. If you want tenant screening that’s thorough, fair, and backed by real expertise, not just software. call or email me and let’s talk.

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